Lost Property Papers in Vapi: Urgent Public Notice Issued as Bank Loan Hinges on Missing Documents; 7-Day Deadline for Objections
Legal Alert in Vapi Mahanagarpalika: Essential Public Notice Regarding Title Clearance and Missing Deeds
BREAKING NEWS: In a significant legal development within the Vapi real estate sector, a crucial public notice has been issued concerning a property located within the Vapi Mahanagarpalika limits. The notice, released by prominent Vapi-based Advocate Nilesh K. Patel on behalf of the SBPP Co-operative Bank Limited, highlights a case where original property documents have gone missing. The current owner, Jaydev Gopalbhai Ambaliya, has applied for a financial loan against this property, but the absence of original receipts has necessitated a formal legal search for potential claimants or objectors.
Property disputes and title clearance issues often arise when original chain documents are misplaced. This formal notice serves as a final call to any individual or institution that might have a legal stake in this specific Vapi property. As the bank prepares to sanction the credit, the legal validity of the property’s title is under intense scrutiny to ensure a secure transaction for the financial institution.
Missing Document Details: Original Registration Receipt Untraceable
According to the legal declaration, despite a thorough and good-faith search by the applicant, certain vital original documents related to the property’s history have not been found. The missing paperwork is critical to the chain of ownership.
The Details of the Missing Document include:
- Original Registration Fee Receipt: The receipt for the registered sale deed (Document No. 3560, dated June 18, 2020) is officially missing.
- Context: This specific deed recorded the transfer of the property from Maniben Mangubhai Prajapati to Manojbhai Mangubhai Prajapati and Jitendrabhai Mangubhai Prajapati.
In the world of real estate law, the absence of an original registration receipt can sometimes indicate that the document might be held as collateral elsewhere. Therefore, the bank is following a strict protocol to ensure no prior “charge” or “lien” exists on the property before moving forward with the loan disbursement for the current owner, Mr. Ambaliya.
Complete Property Description and City Survey Data
The property in question is a residential-cum-land asset located in a prime area of Vapi. The notice provides a detailed description for public identification:
- Location: Within Vapi Mahanagarpalika limits, Moje Vapi, District Valsad.
- City Survey Number: 1102.
- Land Area: 52.12 Square Meters.
- Building Description: A 65.05 Square Meter house with traditional country-tiled (Desi Naliya) roofing.
- Official Property Number: 10091329/0.
The property is currently registered in the government records under the name of Jaydev Gopalbhai Ambaliya. The SBPP Co-operative Bank is considering accepting this property as a primary mortgage for the requested credit facility, provided the title is proven to be “Clear, Marketable, and Free from reasonable doubt.”
Strict 7-Day Window: How to File a Legal Objection
The SBPP Co-operative Bank and Advocate Nilesh K. Patel have issued a stern directive to the public. If any government body, semi-government bank, private financial institution, or individual has any claim, right, interest, share, or mortgage charge over this property, they must come forward immediately.
Procedure for Submitting Objections:
- Timeline: Within 7 (Seven) days from the date of this notice publication.
- Format: Written objections supported by verified documentary evidence.
- Submission Addresses:
- Head Office: SBPP Co-operative Bank Ltd., Killa Pardi.
- Advocate’s Office: Nilesh K. Patel, 212, ‘Emerald’, Seven Jewels Complex, Station Road, Vapi (East).
Final Warning: Claims After the Deadline Will Be Considered Waived
The legal notice includes a definitive “No-Objection” clause. If no written complaints or claims are received within the stipulated 7-day period, the bank and the legal team will proceed under the following legal assumptions:
- No third-party rights exist on the property.
- Any existing rights that were not declared in response to this notice are considered waived or abandoned.
- The title is clear for the purpose of creating a fresh mortgage.
Once the 7-day window closes, the bank will finalize the loan process. Any subsequent disputes raised after the mortgage is created will be considered legally invalid and non-binding. This process is a vital safeguard used in Indian property law to prevent future litigation and to protect the interests of the lender.
Expert Advice: The Importance of Title Clearance in Bank Loans
Why is a public notice necessary for a bank loan? Legal experts in Vapi suggest that when “original” documents are lost, it creates a “cloud” on the title. A public notice acts as a “Title Search” in the public domain. It flushes out any hidden claims that might not be visible on the official Property Card or Index-2 records.
For the citizens of Vapi, this notice is a reminder to always keep original property receipts and sale deeds in a secure, fireproof location. For potential claimants, this is the final opportunity to protect their financial interests in City Survey No. 1102 before it becomes officially mortgaged to the SBPP Co-operative Bank.
Contact Information for Legal Inquiries
For further clarification or to submit a formal objection, please use the following contact details:
- Advocate: Nilesh K. Patel (Legal Counsel for SBPP Co-operative Bank Ltd.)
- Office Address: 212, ‘Emerald’, Seven Jewels Complex, Station Road, Vapi (East) – 396191.
- Mobile: 98251 87898.
- Publication Date: January 16, 2026.
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